Visa Infinite
Universalbank's premium card
Visa Infinite is the top-tier card in the Visa lineup, designed for frequent travelers who value impeccable service. From airport business lounges to medical insurance abroad, from a personal concierge to VIP hotel status — every trip now feels completely different.
Travel privileges
Airport business lounges
Free access to over 1,300 airport lounges worldwide via Lounge Key or DragonPass.
CIP service in Tashkent
Free use of the CIP lounge at Islam Karimov Tashkent International Airport and free baggage wrapping (several times a year, per bank terms).
Fast Track
Skip the line for passport and customs control at airports in Europe and Turkey.
Free premium taxi
A free business-class taxi ride from Tashkent airport to anywhere in the city (several times a year).
Free internet roaming
A free global data package for use abroad.
Insurance & security
Global travel insurance
Medical and general travel insurance abroad of up to $2,500,000 for the cardholder and family members (up to 5 people).
Flight & baggage delay
Compensation if a flight or baggage is delayed by more than 4 hours.
Purchase protection
90-day insurance coverage if purchased goods are stolen, lost, or damaged.
Exclusive services & discounts
24/7 concierge service
A round-the-clock personal assistant for hotel and restaurant bookings, flight purchases, and other personal errands.
Hotels & car rental
VIP status in the Visa Luxury Hotel Collection, free room upgrades and late check-out, plus up to 35% off car rentals at Avis and SIXT.
Commission-free payments
0% bank fee on purchases at retail and service outlets.
General terms
Activation condition: full access to some benefits (e.g. free CIP lounge access) typically requires a purchase of a set amount on the card in the previous month. The exact condition and amount are shown during the application process.
Frequently asked questions
Who is Visa Infinite for?
Visa Infinite is a top-tier card for customers who travel abroad frequently and value premium service and exclusive privileges.
What's required for airport lounge access?
Access is granted via the Lounge Key or DragonPass program. Some privileges (such as the CIP lounge) may require a purchase of a set amount on the card in the previous month.
Does the insurance cover family members?
Yes, the global travel insurance covers the cardholder plus up to 5 family members.
How much does it cost to open and maintain the card?
Card issuance costs 412,000 UZS, and the monthly service fee is $5.
Do I need to visit a bank branch to apply?
No, the application is submitted entirely online via the Unired app.
What currency does the card operate in?
Visa Infinite operates in US dollars — payments abroad and online are calculated in that currency.