Uzcard & Humo to Visa: Commission-Free Transfers via Unired

Send money from your Uzcard or Humo card to any Visa card in Uzbekistan — 0% commission, in seconds, by card number or phone number.

How the transfer works

Unired lets Uzcard and Humo cardholders transfer money directly to any Visa card issued by any bank in Uzbekistan. No currency conversion, no hidden fees — the full amount arrives at the destination.

Why Unired?

0% commission — the full amount reaches the recipient, nothing is deducted. In seconds — real-time transfer, no waiting. Card number or phone number — choose whichever is more convenient. All Visa cards — any bank's Visa card in Uzbekistan. 24/7 — works around the clock, including weekends. Secure — cryptographic protection and real-time monitoring.

How to transfer to a Visa card via Unired: 3 steps

Open Unired and tap «VISA ga o'tkazma» on the home screen. Select «Card number» or «Phone number» as the transfer method. Enter the recipient's 16-digit Visa card number or phone number. Enter the amount — the screen shows Commission: 0 UZS. Review the details and tap «Keyingisi» to confirm. Done!

Who is this service for?

Family members — instantly top up a relative's Visa card from your Uzcard or Humo. Friends — split bills or repay debts commission-free. Businesses — pay salaries or invoices to Visa cards. Online shoppers — load your Visa balance from Uzcard or Humo when needed. Anyone who wants commission-free transfers between cards from different banks.

About Visa Direct technology

Visa ga o'tkazma is a dedicated service in the Unired app that allows Uzcard and Humo cardholders to transfer money to any Visa card of any bank in Uzbekistan. It operates through Visa Direct technology, enabling real-time payments. Many other apps charge 1–3% for this type of transfer — in Unired, it is 0%.

Security

Unired is a licensed payment service operating under Uzbekistan law, using Visa Direct technology. Every transfer is protected by cryptographic encryption and real-time monitoring. Your card data is stored securely in the app and is never shared with third parties.