China Transfers5 min readPublished: June 12, 2026

How to Send Money to a Student in China: A Guide for Parents

Three ways to send money to a student in China from Uzbekistan. Comparison: Unired (0%, 1 sec), SWIFT, cash. Tips for parents and 2026 limits.

A Situation Familiar to Thousands of Families

China is one of the most popular study destinations for students from Uzbekistan: grants, exchange programme scholarships and affordable tuition attract more young people every year. But every family faces the same question: how to regularly send money for accommodation, food and studies — quickly, safely and without losing money to fees?

What a Student in China Needs

A student simply needs to open a UnionPay card at any Chinese bank — this is a standard step when receiving a student visa and registering at a university. The card links to Alipay and WeChat Pay, which handle almost all payments in China: from dormitory fees to metro rides.

After that everything is straightforward: parents send soums via the Unired app to the UnionPay card number, and within a second the student sees yuan in their account.

Comparison of Methods

Unired: 0% commission, credited in 1 second, send from your phone any time. SWIFT: $20–40 commission, 2–5 days, a trip to the bank — not cost-effective for regular transfers. Handing cash via fellow countrymen: free on paper, but risky and unreliable.

The difference adds up for monthly transfers: a family sending $500 per month via SWIFT loses up to $360–480 per year in fees. Via Unired — zero.

Tips for Parents

Save the child's card number in the app so you don't have to enter it each time. Remember the SAFE technical break (23:00–09:00 Beijing time): money sent in the evening Tashkent time will arrive in the morning China time. Set up a regular transfer schedule with your child — it makes budgeting easier on both sides.

Frequently Asked Questions

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